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Special needs trusts and ABLE accounts can help disabled individuals establish financial independence and save for the future without losing access to critical government benefits.
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Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.
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It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.
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Considering the potential return on investment before taking on home improvement projects can help homeowners make cost-effective decisions.