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The stocks in the S&P 500 are classified by 11 sectors, each of which responds differently to market conditions.
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Completing this simple worksheet can help establish a realistic retirement savings target.
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An employee stock ownership plan is a qualified retirement plan that enables a business owner to gradually transfer ownership shares to employees, setting up opportunities to cash out in the future.
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In many states, a transfer-on-death (TOD) deed and/or account can help avoid probate without the cost and complexity of a trust.